Health Insurance Hard Waiver

The University offers a Student Health Plan through First agency that will provide worldwide protection to help cover the costs of treatment for an injury or sickness needs. All students taking 12 or more billable credit hours are automatically enrolled, and the premium is billed to their student account for the Student Health Insurance Plan (SHIP), unless they verify that they have comparable coverage. All students must complete the waiver if they choose not to enroll.

For more information regarding the student health insurance plan, see Policy / Coverage or visit First Agency at

For further explanation of Cornerstone University’s policy for health insurance requirements for students, please read through the Adequate Coverage Guidelines.

How to Waive

To submit a Waiver students need to complete the following steps:

  1. Go to
  2. Complete all information boxes on the Waive coverage page under Cornerstone University
  3. Click Submit. You will receive confirmation that your waiver has been received.
  4. Keep this confirmation for your records. The insurance premium will be removed from your Student account.